How much money can I borrow?
The amount you can borrow with a mortgage will depend on lots of different things, such as; income, credit history, age, employment status, and the value of the property you want to buy.
Do I qualify as a first time buyer?
It’s a common question and in simple terms you will if you are buying a property for the first time!
Costs and fees – a basic overview
When you buy a property, it does take a bit of cash along the way, so an outline of some charges you can expect are
Should I overpay on my mortgage?
If you can afford to do so then it’s definitely worth considering. But whether or not to overpay on your mortgage depends on your individual financial circumstances and goals!
What is the best mortgage term for me? Should I go long term or short term?
Good question! This one doesn’t have a specific answer and it’s something we as brokers can advise on.
What’s the difference between a fixed rate and a variable rate?
So there are two different types of interest rates available; a fixed rate mortgage or a variable rate mortgage.
What exactly is a mortgage?
OK, so a mortgage is simply a type of loan specifically used to purchase a property, using that property as security or collateral for the loan.
How do I get a mortgage and what are the steps involved?
Get in touch with us – we’ll be able to go through your situation in detail and present your options!