Reside Mortgages

Reside are on your side.

Your mortgage made simple.

Charlie Green
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David was very knowledgeable and excellent. I always felt he was on my side and ensured I got a mortgage offer that suited my needs and very quickly. He also reviewed my life cover and saved me money on this. All I need now is to get the keys! Thanks again David!
Cina Barreto
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From the initial consultation to the final policy selection, David demonstrated a deep understanding of the insurance industry and a genuine commitment to finding the best solution for my unique needs. David's professionalism, expertise, and commitment to delivering a tailored quote to suit my situation are second to none. Thanks to his outstanding support, I now have peace of mind knowing that my insurance needs are in capable hands.
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David is great - at the time of looking for a new mortgage rates were volatile and he made sure to lock us in with the best rate, making the whole process so much less stressful! Thanks David!
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David sorted out my remortgage with ease, was very friendly and would not hesitate to recommend.
Louise Gyambibi
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The thought of my first mortgage was very scary but Steve honestly made it so smooth. He was always on hand to answer any questions I had and assist me with the application. I honestly didn't have to worry about anything he was able to get me a mortgage offer out within 2 weeks despite all the market changes. Would highly recommend to everyone!
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We worked with Steve for our remortgage and he was amazing from start to finish. He worked quickly and efficiently to get us the best rate we could in the current climate. A big bonus was the service was totally free and we felt confident in knowing he was always on hand to answer any questions. Made a potentially very stressful time much easier - highly recommend!
Reshaun W
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I have received a friendly, informative and efficient service throughout my application. I would strongly recommend and definitely use them again.
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Darren has been really helpful with finding a suitable product that meets our requirements. As working parents, we cannot always have day appointments but Darren has been flexible with appointments, be it late evenings or weekends which not all mortgage advisors are willing to offer their clients. We will definitely be using Darren's services in the future and would not hesitate in recommending him to anyone looking for a mortgage.
Gohar khan
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I was referred to Daren by a friend and what I can say is he has been extremely helpful in our process to find the right product. He’s diligence and attention to detail is second to none, I’d be more than happy to recommend Daren to anyone I know who’s looking for a mortgage. Extremely satisfied with he’s service!!!

Don’t take our word for it, here’s what our customers are saying about us.

As seen in This is Money and The Telegraph

Mortgages made simple.

Reside are mortgage and protection brokers based in London and serve the whole of the UK. We can help with all aspects of buying and remortgaging.
With over 90 lenders to choose from and thousands of mortgages to search through, we’re guaranteed to find the best deal available for you.
We understand that it’s not always plain sailing so get in touch as we can help with:

Your home buying journey with us:

We’re here to steer you through everything as quickly and efficiently as possible.


Talk to us

Get in touch to find out how much you can borrow, we’ll send over your Mortgage in Principle and answer any questions you might have.


We’ll take you through your options, make a personalised recommendation, show you how you can protect your new asset and once you’re ready we’ll apply for you.



With you all the way. Once we’ve got your mortgage offer, we’ll be there to explain the last few bits, answer any more questions and see you through until completion.

Frequently Asked Questions.

Some basics for now.

It all depends on your income and how much of a deposit you have, against the property price. Other factors can impact what you can borrow, such as loans, finance agreements, dependents and the term of the mortgage. Very roughly speaking your maximum mortgage amount is usually 4.5x income. Sometimes a bit more, sometimes a bit less. Get in touch and we can confirm that figure.

It can vary from lender to lender but as a starting point; proof of income and bank statements. Sometimes we need to go back 3 months and sometimes we’ll need some other bits. It just depends on your individual situation, but we’ll advise on that.

With access to over 77 lenders we’re able to tailor everything to our clients’ needs. We’re not tied to a small panel so we can offer the full menu when it comes to residential and Buy to Let. Within the fixed and variable bracket come the trackers, capped, collared, interest only, repayment, offsets and flexibles and discounted.

We used to be able to say ‘yes’, however, nowadays that means we need to be able to offer Equity Release (which we don’t offer) to be labelled a ‘whole of market broker’. We’re not tied to a panel of lenders, we have access to over 77 lenders and even the ones we don’t have access to, we can request access.

Buying a house or remortgaging can carry some fees; arrangement fees, Solicitors fees, valuation fees, CHAPS fees, sometimes booking fees and redemption fees. We’ll be able to confirm exactly what’s applicable with the different deals.

Zero! Nothing at all – we’re completely free. We just receive our commission from the lender once you’ve completed. And that doesn’t impact your deal with them either.
Send us your credit file and we’ll take a look. We’ll do everything we can and have access to lots of specialist lenders, but it will depend on your circumstances and your history as well. Be as upfront and honest as possible and we’ll do the same.

This one depends mainly on the lender’s service levels and how quickly they can assess the different parts of the application. It also depends on how quickly you can send over the required documents. The other main variable is the time it takes for a Surveyor to value the property (when required). So if for example you’re buying a property, the lenders’ service levels are set at 2 working days and the Surveyor is around within 2 working days then providing we have all the documents required, we’re looking at less than a week for a mortgage offer!